Home > Where To Start > 5 Things You Need To Do Before You Ask for Help

5 Things You Need To Do Before You Ask for Help

If you are swamped with bills that need to be paid, you need to get your act together so you can get help as quickly as possible.

There are many organizations and agencies that are available to help when you are in need.

Here’s what you need to do:

1. First, decide if your need is temporary or long-term.

Most charitable organizations are designed to help with emergency needs, but are not set up to  provide help on a long term or continuous basis.

If you will need help on a long term basis, you need to consider applying for ongoing assistance from agencies such as Medicaid and Social Security Disability.

2. Identify exactly what you need help with.

It doesn’t do any good to just say “I need money to pay my bills”.

If you are going to ask an agency for assistance, you need to be able to tell them exactly what you need help with (i.e., rent), how much you need (i.e., $510) and when it is due (i.e., the 5th of the month).

3. Know where to ask for help.

This is important because not all agencies offer help with all things.

Don’t waste your time applying if  you need something they can’t help with.

You need to know which agencies can help with your need.

Sometimes you can learn this from information on their web site, sometimes you can just call and ask them.

4. Know what is required of you and what you can expect from them.

Don’t waste your valuable time if you’re not going to meet their guidelines or requirements.

What are their eligibility requirements? Do you qualify?

What is their application process? Do you need an appointment?

Do they require certain documents?

Do they pay part or all of a bill?

How long does it take to get help?

5. Swallow Your Pride and Ask for Help

Ask for help as soon as you know you will need it. Asking for help in a timely manner shows responsibility and due diligence on your part.


Remember: Lack of planning on your part does not constitute an emergency on their part. If you wait until the 11th hour, you will still have to wait your turn to find out if you can get help from them.


The better prepared and organized you are, the more likely it is that you will be able to get help quickly.


I am a Registered Nurse and have been helping people for over 30 years

Throughout the years I have become acutely aware of the emotional toll on people facing financial difficulties, and the challenges they have trying to find help when they need it most desperately.  

I had often wished there was a single source where people could go, to find out where to look for help and learn how to access it – quickly and easily. I never could find it.

That’s why I now research information and make it available for you in an organized, easy-to-use format on my blog @ www.FindHelpToPayBills.wordpress.com

Pat McMann

© Copyright Pat McMann All rights reserved.

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I’d love to hear from you!

  1. keith royster
    September 21, 2012 at 3:39 pm

    i .need help please

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