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How To Prioritize Your Bills

Know the Feeling?

If you’re knee deep in debt, getting back in the black can be a long, tough road.

Unless you’ve won the lottery, it seems there’s never enough money to pay off all your debts as quickly as you’d like.

And if you’re really short on cash, just staying afloat can be a MONUMENTAL task.

Dear Friend… You are not alone.

Here’s how you can figure out exactly where you are and where you need to be when it comes to getting the bills paid.

KEEP IT SIMPLE.

First, make a list of all the bills that are due each month, when they are due (date of the month) and the amount due. This tells you how much you need each month to get the bills paid.

Something like this will work just fine:

MONTH   ___________

Due Date

Amount Due (best guess)

Rent/Mortgage $
Car $
Electric/Gas $
Water $
Telephone $
Credit Card $
Savings $
(etc) $
TOTAL $

List the bills in the order they come due (from the first of the month to the last one due). Now you know exactly what you need for this month’s expected bills.

(Try to save a little each month for unexpected expenses. They always come up.)

Then, add columns for Amount Paid and Date Paid. Now you can keep track of what you have paid and what still needs to be paid.

MONTH     __________

Due Date

Amount Due (best guess)

Amount Paid

Date Paid

Rent/Mortgage $ $
Car $ $
Electric/Gas $ $
Water $ $
Telephone $ $
Credit Card $ $
Savings $ $
(etc) $ $
(etc) $ $
(etc) $ $
TOTAL $ $

Finally, make another chart for next month. This way, you’ll know what you need to save this month to be able to pay next month’s bills on time.

As soon as you get paid, pay off all of the bills that are due or will be due before you get paid again.

You don’t have extra spending money until the bills are paid.

 

By keeping track of what bills are due, when they are due, and how much you need for your bills, it will help you to budget your money responsibly.

 

Now, if you need to look for assistance, you will be better prepared because you will know exactly how much you need and what you need it for.

 

I am a Registered Nurse and have been helping people for over 30 years

Throughout the years I have become acutely aware of the emotional toll on people facing financial difficulties, and the challenges they have trying to find help when they need it most desperately.  

I had often wished there was a single source where people could go, to find out where to look for help and learn how to access it – quickly and easily. I never could find it.

That’s why I now research information and make it available for you in an organized, easy-to-use format on my blog @ www.FindHelpToPayBills.wordpress.com

Pat McMann

© Copyright Pat McMann All rights reserved.

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